Think for a moment about how much of your life is stored on electronic devices? Think about it for a moment. Stop and think about all those recent images on your camera, all those telephone numbers on your mobile phone and all those important email messages on your laptop.
You might even use a PDA (personal digital assistant) in which cas you will probably have all of your contact details stored in one place. Consider the impace on your life of suddenly losing one of these vital devices?
There is a high probablity that, sooner or later, you will lose your mobile phone, or it will become damaged or even stolen. Last year alone over 200,000 mobile telephones went through washing machines, over 55,000 were left in taxis and 600,000 were dropped down toilets. So have you backed up your sim card details recently. At the very least you should consider some cheap mobile phone insurance. While this can’t compensate for not having your data backed up at least you can get a new device without any fuss or expense.
Like our mobile phones, cameras today are small, lightweight and portable making them suscetible to loss and damage. Modern, small, lightweight cameras are particularly susceptible to loss and damage. They can be bumped around inside luggage, dropped and have heavy item placed on top of them. Like mobile phones there is no way that camera insurance can compensate for the loss of images stored on the camera, but it is an affordable way to get yourself a replacement if your camera is damaged or lost.
The most significant gadget in my life is my laptop computer. Luckily for me I rarely need to take it outside of my home around 17% of laptop users routinely take their laptops when travelling, making them vulnerable to theft and damage. When was the last time that you backed up your important data from your laptop to some form of secure storage? If I lost my laptop it would be a complete disaster as this is where i store all of my images, emails and contact details.
As for other gadgets, some laptop insurance can’t ensure that your laptop will not be stolen or damaged but it can make it less financially painful to get a replacement.
I strongly recommend that you back up your vital data from all of the electronic devices where you currently have it stored. Then make sure you get yourself some affordable gadget insurance as this will at least enable you to get replacements quickly.